Dry, itchy skin?

This is winter, no more calling it ‘Indian Summer’! The snow has fallen, plows are out, and yes, you wear your coat, and gloves. One thing you’ve surely noticed, especially on those days when you ‘got by’ without gloves, is that your hands are dry: dry from the dry, windy and cold air.  Usually, I […]

Work-from-home for sick pay?

How often do we think that as long as we have health insurance that the only thing we need to do in case of an emergency is head to the ER? What if the person who goes to the ER is the head of the household, an important wage-earner? What if there is no health […]